Across the globe, many property markets face shortages of affordable housing—particularly for students, young professionals, and the working class. Supply struggles to keep pace with demand, creating challenges for communities and opportunities for investors.
Large institutional firms have become active in this space… but you don’t need to be backed by billions to get involved. Governments in many countries are experimenting with initiatives to encourage new construction, support first-time buyers, and relieve housing bottlenecks.
For individual investors, the takeaway is clear: Where local demand is rising faster than housing supply, property can be a stable long-term play.
David, Panama, is one spot where local housing demand is rewarding investors right now…
In fact, last year, this project paid out $4.5 million to investors—that’s money in hand, not paper gains or projected returns.
The model is simple: You provide capital. The developer builds a home. A pre-qualified local buyer—backed by government mortgage programs—purchases the home. You get your capital back, plus 30% profit.
It’s turn-key, predictable, and proven.
Many current investors have already cycled through multiple contracts, reinvesting their profits into second, third, and even fourth deals. Here’s what a few had to say:
- “I have total trust in the developer and his team for the project. So much so that when the contract was mature, I rolled over the proceeds and purchased two additional lots for a total of three.”
R.D.
- “Overall, I am happy with my investment, and, in the future, I will probably continue rolling my investment into new houses there. The communication with Mark has been stellar.”
A.Z.
- “I hold three units with this project and have rolled over my contracts three times now. This is an excellent and safe investment.”
J.S.
Why David?
David is the capital of Chiriquí Province and the third-largest city in Panama, with more than 150,000 people. Once a quiet ranching hub, it’s now the commercial and transport heart of western Panama.
David’s advantages include:
- Connectivity: The Pan-American Highway links it to Costa Rica, just an hour away. The local airport offers direct flights to Panama City.
- Infrastructure: Modern hospitals, universities, malls, car dealerships, and high-speed internet are already in place.
- Growth drivers: Agriculture, banking, retail, and trade are thriving. New investments—like a passenger rail line to Panama City and an expanding health care network—are fueling further population growth.
But Panama faces a nationwide housing shortfall of more than 100,000 homes, and David is one of the cities feeling that shortage.
Families with stable incomes are eager for middle-class homes, and thanks to government-backed mortgages, they’re already lined up as buyers. The only missing piece is enough supply.
That’s where investors like you come in…
What’s Next For You
The opportunity at the affordable housing project that I mentioned is far from tapped out. A new deal opened earlier this week which Overseas Property Alert Director Lief Simon showcased at The $4.5 Million Fast-Track Profit Plan Webinar.
Lief was joined by our partner on the ground to walk through the next phase of this project. The minimum investment has been adjusted and the payout timeline extended slightly, while still delivering a fixed 30% return.
If you missed it, you can catch the replay here.
To smooth travels and successful property buys,
Sophia Titley
Editor, Overseas Property Alert


